Nexo: Kripto Paranıza Faiz ve Kredi Hizmeti

Nexo: Interest and Loan Service for Cryptocurrency

Nexo is the only wallet that allows you to receive instant credit in 45+ fiat currencies and earn daily interest from your vacant assets. In fact, Nexo is more than a wallet...

Nexo stands out as one of the few companies that does not leave a question mark on reliability. With a team of more than 10 years of experience, Nexo has 170,000+ users and provides services in more than 200 countries in the field of crypto-money.


Crypto money holders are able to get cash from Nexo using their assets as collateral without having to sell them.

Here's what you need to do to get credit:

  1. Deposit Crypto Assets to Your Secure Nexo Account
    Crypto assets are secured by renowned SEC-approved custodian BitGo
  2. A Credit Line Becomes Instantly Available. No Credit Checks
    Receive an instant flexible credit line using our fully automated process.
  3. Spend Money Instantly by Card or Withdraw to Bank Account
    Spend from the credit line at any time. From 5.9% per year APR on what you use.
  4. No Minimum Repayments, No Hidden Fees
    Interest is debited from your available limit. Make repayments at any time.
  • Create your free Nexo account.
  • After you log in for the first time, you will need to verify your account. Verification is automated and usually takes less than a few minutes. This measure ensures compliance with the highest KYC/AML standards and protects your account from unauthorized access. Verifications are managed by Onfido, the world’s leading Know-Your-Customer enterprise.

    Basic Verification: Enough for credits up to $10,000. You will be asked to verify your account by entering and submitting your information. You will not need to upload any documents.

    Advanced Verification: Required for 30% dividends, the Nexo payments card, and for bank withdrawals up to $2,000,000. To complete the process, take a photo with your mobile phone or upload an existing copy of your Passport, Driver’s License or ID card.
  • Deposit crypto assets to your secure Nexo wallet. Presently, you can make a deposit, choosing from Bitcoin (BTC), Ether (ETH), XRP, NEXO Tokens and Binance Coin (BNB), with new collateral options being added regularly.
  • Click “Deposit”, and enter the desired amount. You can increase your Loan Limit by placing more crypto into your Nexo Wallet at any time. We have recently decreased the minimum loan amount to $500 and increased the maximum limit to $2,000,000.
  • The Loan Limit is dynamically determined by the Nexo Oracle algorithms, depending on the current and historical volatility and market liquidity of the particular assets. Depending on the type of assets you deposit, the loan-to-value (LTV) ratio ranges from 20% to 50%. Example: If you stake $10,000 worth of BTC, you will be able to withdraw an instant loan of approximately $5,000, i.e an LTV of ~50%. If you place a mix of assets, the LTV ratio will be determined proportionately.
  • It takes BTC deposits six network confirmations to appear in your Nexo Wallet. ETH and ERC20 deposits will appear after 50 network confirmations. You can track the status on the Transactions page.
  • Once your deposit is confirmed on the blockchain, you can instantly withdraw a loan. No credit check, no loan application to fill out, no waiting for approval, nor any other tedious procedures are needed.

Note: If you choose to use NEXO Tokens as collateral, you will receive a 50% interest rate discount. You are still going to receive dividends on your NEXO Tokens which you keep in your Nexo Wallet.

Instantly Withdraw Your Loan to Your Bank Account

Click on “Withdraw Loan” and a screen opens displaying your available loan limit. You will be asked to choose your desired withdrawal method and currency, along with your bank account details. Finally, you need to enter the two-step authentication security code and agree with the terms.

*In addition to instant USD and EUR loans, Nexo customers can also borrow instantly using a stablecoin (USDT, USDC) which they can then exchange for a preferred cryptocurrency and/or convert into fiat easily. In the weeks to come, we are rolling out more local currencies.

Payment Processing

You should receive the funds by local bank transfer within 1 business day (up to 2–5 business days if it is a USD withdrawal to a non-US bank account). Coming Soon: They aim to empower all Nexo clients to spend their cash instantly through the comfort of their free Nexo Credit Card.

Loan Terms

Interest: The annual percentage interest rate (APR) starts at 5.9% (when repaying interest using NEXO Tokens) and is capped at 11.9%, still much lower than the average credit card rate. Interest is charged only on what you use and for the days you borrow. No minimum loan repayments are required, as interest is debited automatically from your available credit limit.

Maturity: Up to 1 year (may be renewed on request without repayment). You can repay all or some of your loan early at any time and you could save interest.

Loan Example

Let’s say you want to buy a $20,000 car and instead of selling your Bitcoin, you would like to use it for an instant crypto-backed loan from Nexo.

Loan Limit: $20,000 (available instantly, without credit checks)
Deposit Required: $40,000 (worth of BTC, which stays yours)
Interest: 5.9% per year APR (when repaying using NEXO, 11.9% otherwise)
Daily Interest: ~$4.44 (debited daily from your available credit limit). No additional fees, no hidden charges, no installments.

Loan Repayment

You can repay all or part of your loan at any time by bank transfer or using crypto, including the assets deposited in your Nexo Wallet.


Let your crypto work for you. The only insured account that lets you borrow instantly and earn daily interest on your idle assets.

For now, Nexo giving interest for USDT, DAI, PAX, USDC and TUSD. Soon they will offer Bitcoin, Ethereum and Ripple options. Nexo adds more assets to the system on a regular basis.

Earn interest from Nexo easly:

  1. Open Your Secure Personal or Business Nexo Account
  2. Deposit to Your Nexo Account
  3. Start Earning High-Yielding Passive Income Risk-Free
  • High efficiency savings and passive income with an annual interest rate of 6.5%.
  • Daily rate increase from first day.
  • No charge. No minimum contribution requirement.
  • Deposit and withdraw assets at any time.
  • Insurance provided by BitGo and Lloyd of London ($100M).
  • All funds are backed by Nexo's increasing excess collateral by its crypto loan portfolio.
  • Nexo reveals an unprecedented situation in the blockchain field, guaranteeing a 1-to-1 conversion to any stable coin with a guarantee of up to $100,000,000 for assets; the platform is almost trustworthy.

Nexo reveals an unprecedented situation in the blockchain field, guaranteeing a 1-to-1 conversion to any stable coin. With a guarantee of up to $100,000,000 for assets, the platform is almost trustworthy.


You will be able to spend your interest income or credits with your Nexo card.

Your Loan limit is based on the market value of the crypto assets in your Nexo Account. Additional credit is automatically and instantly available on the card upon appreciation of your crypto's value.


  • Free Nexo Card with a Flexible Loan Limit
  • Multiple Repayment Options
  • Additional Virtual Nexo Card
  • Payments in Local Currencies
  • No Monthly/Annual Fees
  • No Hidden Fees
  • No Minimum Monthly Repayment

Secured by Digital Assets

  • Cryptocurrencies
  • Nexo Tokens
  • Tokenized Assets
  • Utility Tokens
  • VR/Gaming Tokens


  • State-of-the-Art Technology
  • Card and Account Encryption
  • 24/7 Fraud Monitoring
  • 24/7 Live Assistance


  • Mobile App
  • Send/Receive Money Worldwide
  • Spending Analytics
  • Budgeting Tools
  • Enable/Disable Card Remotely

What Does Nexo Do With Funds

Funds from the liquidity program are spent solely to finance the large demand for Nexo's instantaneous crypto loans. This appetite turned Nexo into a profitable company from the first day and NEXO dividends paid $912.071 (30% of net profit) for Nexo token owners for 7 months of operation.

Review Summary

Nexo's work with a leading FinTech group (Credissimo), which has served millions of people across Europe for over 10 years and is regularly audited in accordance with the European Banking and Financial Services Legislation, is the first thing that puts Nexo in the forefront. Because trust is the first thing people want to benefit from such services.

Nexo has over $ 300,000,000 transactions, but the number of users is yet 170,000+. But so many users have requested loans above + $1 Billion. So we can say that few people demand a lot of money.

Nexo showing interest to Turkey market. They give Turkish language support and they have telegram community for Turkey.

Nexo; the secure wallet for crypto coins is a clever business by offering a combination of interest and credit. It aims to make its own token more attractive on its platform. Nexo is an open and reassuring project.

Turkish Telegram: